Investor Bailout Loan Options Available.


Need an Emergency Loan?

Lenders I work with are making loans for homeowners in foreclosure or default.

Bail Out Loans

They are very effective in assisting homeowners in foreclosure or Default in restoring their loan Situation.

65% L.T.V Cash out with Default or Foreclosure

Our Specialty loans

  • Bailout loan 65% L.T.V 
  • 2nd T.D. For Business Purpose up to 65% C.L.T.V
  • Land Loans up to 70% 
  • Purchase Fix and Flip 90%  with 100% Rehab. 
  • 1 Day in the Investment business no problem 80% L.T.V. Purchase.
  • 1 Day on Title 70% L.T.V Refinance N/O/O

Gap Loans

Gap loans are generally high interest, last option loans that may cost 12% + APR and more than likely will cost a chunk of your profit on the back end. Many lenders will ask for up to 50% of your profits.

Most lenders won’t gap behind another lenders loan. If you lack the funds for a down-payment but your deal has a lot of current or potential equity, you may persuade them to go up to 75% of the ARV or after repaired value. This would include funds for acquisition, rehab and holding costs such as interest payments, etc.

Gap loans can also be self-generated by way of unsecured credit lines, business credit lines or term loans.

Also EMD funding is available to assist in certain situations.

Business Lending

They provide capital based on an average of $10k monthly deposit and 6 months in the business. They can fund in as little as 5 days. 

Residential, Multi-Family, Commercial, Specialty Properties and Land

Large or small, condo or townhouse, house or Mansion. 

Contact Me greg@fixandflippers.com

Start Building Biz Credit with Easy Funding Program.


For Start-up or Established Biz

Benefits

  • Stop lowering your credit scores on business expenses.
  • Receive Up to $300k in 7-10 days!
  • Are you looking for funding that doesn’t report to the personal credit bureaus? This is it.
  • Maintain your good personal credit rating!
  • Company starts building your business credit profile
  • Raised over $50M with A+ BBB
  • Just need good credit, get your quote within 24 hours.

Term Loan

  • 5-7 Year Term
  • 7-12% interest rate (Based on personal credit rating)
  • Cash Deposited into account
  • Traditional Monthly Payment

Term Loan Criteria

  • 680+ credit scores
  • $50,000 or more in personal income the past two years

Business Lines of Credit

  • Revolving limit balance set up
  • 0% interest for 6-12 months
  • Stated income
  • Only reports to the business credit

Business Lines of Credit Criteria

  • 730+ Credit Scores
  • Must have a business

Get started today here – https://nationalcc.wufoo.com/forms/fix-and-flippers/

Creative Commercial Mortgages Being Funded Nationwide from Our Partners


We work with strong commercial lenders, they are nationwide direct non-bank lenders. They provide Transactional loans, they are one of the few  SBA Preferred Lender and they specialize in owner-occupied properties.

Some of the deals they’ve funded are:

Atlanta Office Building

Office Building in Atlanta the loan was submitted on a Wednesday, and they had approval by Friday. They sent docs out the following Thursday to meet the close of escrow. This was a 65% LTV Conventional loan of $2,080,000

Childcare Funding

They rose to the occasion with a lucky teacher in GA, funding a childcare facility using an SBA 7A loan with a high LTV (87.5) in a rural setting and startup business! They had other obstacles but persisted with creative financing and some additional collateral, they were able to close!

Industrial building funding

With an Industrial auto service bank turn-down that was submitted on the 16th for approval; by the 27th they used a SBA 504 loan and a combo 1st Trust deed and Bridge loan totaling over $3.3M. They closed this 90% LTV loan in Los Angeles in 2 weeks.

Fast Food Funding

Even after several lending institutions passed, because there were very minimal industry ownership/management experience, they were able to fund a fast-food purchase with a 2 loan combo for over $550,000 in CA.

Construction Company Funded

Our partners pleased their Construction company borrower after performing on a previous loan, they received the opportunity to fund a refinance of an existing asset, the borrower had issues and were declined by 3 other banks, the current loan had matured, and the borrower needed a 6 figure cash-out for working capital,  they obtained a 60% LTV conventional loan for $600k cash-out.

SBA 7a Loan Funding in North Carolina

They provided a $1.1M cash-out on an office condo in NC for a borrower to pay their taxes to be eligible for an SBA 7a loan to refinance a second building with working capital.

Office Funding in Florida

They were able to beat out a local bank for the business of a top operator who purchased an office in Florida for $300,000 at 85% LTV.

Retail Funding in San Francisco

Creatively speaking, our partners think outside the box and know the markets, they financed the purchase of a mixed-use retail and residential property that penciled out and had aggressive projections, at 80% LTV they made a loan over $1.3M in 32 days in San Francisco.

Hotel Purchase in Colorado

A hotel purchase in Colorado with a 2 loan combo, and over $4M in creative financing, the change in hotel flag due to change in ownership was an issue for some banks but my partners closed it up!

Multi-Tenant Refinance in Los Angeles

In Los Angeles, I  was happy when they performed great on a private money loan funded a multi-tenant refinance, taking the owner out of a high-interest loan to a low-interest conventional loan at 65% LTV.

Closed Despite Bankruptcy, Lien & Judgements

They were able to defeat multiple obstacles with a client that included: 2 operating companies, multiple affiliate businesses, inconsistent cash-flow, and a history that included a bankruptcy, multiple state lien &  judgements for over $1.6M.

Expansion Funds for a Construction Company

They helped an established contractor of 32 years fund an expansion for their business for over $850k, based on projections.

Cannabis & Hemp Funding

If you have the experience, cash reserves and good to great credit, we can look at Cannabis and Hemp financing requests.

If you’re in need of Commercial Financing, Contact me – Greg@fixandflippers.com with your Loan Scenario

Nationwide Private Bridge Loans Available


  • Quick Close options 1-2 weeks possible.
  • Funds for Improvements – Cashout for Investments OK!
  • Business Purpose use for Funds OK.
  • Bank Turndowns are OK
  • Bankruptcy is OK
  • No Docs
  • 12-24 months No-Prepay
  • Owner Occupied is OK – up to 5 yrs Fixed
  • Long-term hold loans for good credit & low rates (4%-7%)
  • Luxury Loans to $15,000,000
  • Interest reserves & Closing costs can be included in the loan if you have the equity for Fix and Flip only.
  • Refinance and Purchase loans Available
  • No Credit, No Doc, No Verified income for Foreign Nationals, living abroad is OK
  • No Tax Returns, Non-Warrantable Condo’s are OK
  • 30 yr fixed options are available
  • Stated Loans Available
  • No Source / Seasoning needed for loan approval
  • Cross Collateral structure funding with existing properties in portfolio
  • Current Renovation in Progress is OK.
  • Construction to Permanent is OK
  • Multi-Family, Commercial loans OK
  • Nationwide Lending, Case-by-Case Decisions based on complete scenario!

Leave Your Loan Request Inquiry Below Today!

Hot New Investor Loans to Watch for in 2018!


Happy New Year!

This year one of my goals is to become an even larger resource for the Fix and Flip & Investor Community. After 16 years of service in this industry, we connect investors to lenders and private funding programs nationwide.

After reviewing these new loan offers and working with dozens of lenders, I compiled this list of lenders to refer to interested parties.

I hope you enjoy!

-Greg

New Private Loan Options for Investors and Flippers!


What an amazing year for private funding, hard money, commercial funding, equity funding, business funding, unsecured funding; all kinds of capital for many purposes.

Lenders are stepping up to make loans in ravaged areas in Florida  & Texas, as well as nationwide in major urban areas.

Fix and Flippers works with key lending partners to provide the best loan terms and flexible structures so investors have multiple options for leveraging their hard-earned capital.

The climate of private lending has changed because competition has greatly increased, also the influx of 1st-time flippers hungry to get a piece of the pie has produced a perfect storm: lots of inexperienced & unqualified applicants to pre-screen and underwrite – it’s a very expensive operation if you have your underwriters, processors, and assistants burning through hours of documents if they don’t lead to real closes with ROI for the investors involved & for the brokers who bring the business.

This has resulted in more restrictive requirements for approval such as Fico score minimums – from my experience, they question why a successful businessperson who is worthy of a risk of $100k-$1M wouldn’t be able to pay even $1000 to repair and clean up their credit? Also, please don’t mention 2008 or the past economic events – they don’t want to hear that! It’s 2017.. Bottom line – without 650+ fico scores expect high-interest rates (9-12%) and lower LTV’s due to you being a credit risk (80%-85% LTV max)

What mitigates your credit score IF you have a great explanation? (like a recent credit event within the past 2 months caused your score to swan-dive)

Having lots of experience (recent experience) again, don’t mention 2008 or prior…and most lenders may look the other way and consider you a better risk.

What if you don’t have recent experience and your score is not 650+? Then I’d be prepared to bring 15% down-payment, and it doesn’t necessarily need to be seasoned or sourced, but it has to be documented..so have a statement to prove you have it.

Also, I have a great contact that I use for credit repair and authorized user trade lines (I know the account holders) – just ask me for those referrals!

What if you have no experience, and have no down-payment, but have good credit 680+ fico?  I’d suggest you apply for my unsecured-credit program to raise up to $250,000 unsecured credit lines/cards in 1-2 weeks to create a 100% financing scenario!

If you are a great candidate – have completed multiple flips and/or rental purchase/acquisitions within the past 24 months, 650+ fico, and 3-6 months of interest reserves in your bank account, I can roll out the red carpet for you in most cases: 90% LTC or 90% purchase, 100% of rehab, luxury spec builds/construction to $2M-$50M, commercial refinances with cash-out or purchase 75%-80%, even small loans from $50k.

Niche Loans: Gap Loans – These are 2nd TD loans that we make behind our 1st TD’s, never others. We will gap great candidates with lots of deal flow that have experience, capital, average to good credit and the deal must be in an urban area and pencil at or under 65% of ARV (after-repaired-value) Lots of our lenders make loans nationwide.

Commercial  Financing- 3yr/8yr/ fixed, special pricing this month! Hotel, Apartment, Industrial, Self Storage, Solar Projects, Multi-Family, Office, Warehouse, NNN properties, Shopping Center, Assisted Living, Residential portfolios, Construction Loans, Mobile home Parks, Resort properties. Bridge loans, SBA

We can make QUICK (3-5 day loans) against Free/Clear properties up to 50% LTV, max loan is $50k, the minimum is $5,000!

With my 16th year in real estate, I’d consider myself a massive resource center, and its hard to turn those contacts into a commodity,  I hope points & rates won’t keep the best candidates from reaching out! Most of the time, I only give the best deals to people whom I have done business with (broke bread) once we feed each other, I know we have a mutually beneficial relationship.

Let’s finish the year strong and build some alliances! 

Greg@FixandFlippers.com – 323-632-3279