Investment Property Loans for Investors and Small Business Owners.


Mortgage Solutions Designed for Hard-to-Qualify Borrowers.

Flexible Investment Property Loans.

Regardless if you are a seasoned real estate investor, a savvy house-flipper or an entrepreneur in need of your first real estate loan, my lender partner can help you finance your vision.  

They offer asset-based financing that rivals hard money. And because time is money, their loan processing is fast and streamlined so you’re on your way to realizing your vision quickly. These loans are perfect for short-term, long-term or fix-and-flip transactions.

Their flexible investment property and small commercial loans are available for: 

  • Investor
  • 1-4 Multi-Family
  • Mixed-Use
  • Retail Office
  • Automotive
  • Warehouse/Self-Storage

30-year Investor Loans with No Balloon.

Consider locking in the historically low rates with no balloon payments.

The loan is designed for investors seeking a simple financing solution for purchase or refinances, with the flexibility to remain in the loan for up to 30 years.

This loan eliminates the balloon payment associated with private money loans, along with the rate hikes of adjustable-rate mortgages.

Because the FlexPerm loan is asset-based, it’s perfect for independent, buy-and-hold real estate investors and small business owners who are tough to qualify.  

Key Features:

  • Great for qualifying W-2, self-employed investors and small business owners.
  • Based on the property value and its revenue-generating potential.
  • Best alternative to hard money loans.
  • Available as a 3-year-fixed or 30-year-fixed loan, each amortized over 30 years.

Loans for Fix-and-Flip Investors.

Fast and flexible fix-and-flip loans for real estate investors

Renovations can be hard work. Arranging the right financing solution should be simple and quick. 

In as little as nine days, you can obtain up to $2 million in funding for your investment acquisition.

Their ARV loan is designed for independent real estate investors who are often tough to qualify. Based on the property’s “as repaired value” (ARV), it’s the best short-term, interest-only solution for acquiring and improving property value for fix-and-flip investors. 

Key Features

• Allows borrowers to finance improvements.

• Great for borrowers who need a quick close.

• An interest-only 1-year term provides lower monthly payments.

• A higher LTV than hard money lenders.

• Available for Investor 1-4 properties (SFR, condo and 2-4 units).

Even if you have a bankruptcy, you can still get financed after 24 months after the discharge date.

Quick and Easy Qualification for Investors and Small Business Owners With Credit Issues

Investing in residential and commercial properties is a long-term commitment so why should your options be limited? If you’re looking for an easy and quick qualification for your investment property loan, and you have credit issues and high equity, I can help.  

Whether it’s a purchase or refinance, this loan offers easy credit requirements for your residential investment and small commercial properties. 

Key Features:

• Great for borrowers with a recent bankruptcy or notice of default.

• No seasoning of ownership required.

• Derogatory mortgage history is OK.

• Available as a 3-year-fixed or 30-year-fixed loan, each amortized over 30 years.

Contact me today.

323-632-3279. Greg@Fixandflippers.com

Developer Special Highland Park Opportunity.



Zoned RD 1.5Build Up To Five Units

In the Heart of North East Los Angeles!

340 N. Ave 51 Los Angeles, CA 90042

This is a nice opportunity to develop a large lot in Northeast Los Angeles (NELA).

This is a hot area, with a large amount of development going on by investors and builders.

It will be delivered vacant, which is always our first concern.

There is value in this project, whichever strategy you initiate.
We have been told that you can build up to five (!) units on this large lot, but do you own due diligence with the city. 

Take a look at the numbers:
– existing single-family home, 3 beds and 1 bath, is 1314 sf
– great lot size! 8242 sf
Delivered vacant!
– closing date is August 30
– EMD is $10,000
– Purchase Price is $765,000

Contact me Today before it’s Gone.

On-Demand Project Managers to Your Site! Perfect for Contractors and Home Flippers


Why is Residential Construction is Ripe for On-Demand Disruption?

With a record year for the on-demand industry in 2019, the big prediction for 2020 is that on-demand companies will expand to new industries.

This is happening now in residential construction. A common issue with residential construction is going over budget, not meeting deadlines and plainly losing (wasting) money primarily due to lack of communication.

Most contractors do not use project management software to keep their jobs in-line.

95% of all residential remodel projects end up in frustration. Homeowners go into a project excited about their contractor only to soon be in the dark about what is going on.

TRY Project Buddy Services Today!

Check out: The new on-demand startup “Project Buddy” http://www.projectbuddyservices.com is the 1st of its kind and planning to revolutionize the industry: Creating completely transparent transactions between homeowners and contractors. Simply put, Project Buddy helps organize projects.

Project Buddy
Project Buddy Founder, Robert L. Williams

“After years of consulting in the construction industry I found that almost every job had a point where the client thought they were being cheated, it was almost always due to a simple lack of communication. Construction remodel projects are very organic and change daily. I started Project Buddy to help both Contractor and client stay up-to-date on a weekly basis.”

Project Buddy, from PGN Design Group, works with a cloud-based construction software that all parties have access to with their smartphone, tablet or computer. Project Buddy finally makes it easy for homeowners to follow the progress of their construction project from anywhere and makes it easy for contractors to keep their clients updated on day-to-day progress of their projects. It works with 5 easy steps.

  1. Upload project information to Project Buddy cloud-based software.
  2. Take daily photos of the project.
  3. Create daily work logs.
  4. Contact all contractors, subs and architects for scheduling purposes.
  5. Create an “end-of-week” report for the project.
project-buddy-logo

So who’s doing the actual work? Numerous “Buddy’s” manage jobs in the areas that they live in. They can work as much or as little as they want. Think of it as the “Uber for Construction Projects“.

The service will operate on weekly contracts so that there is no big commitment from homeowners or Buddy’s. For contractors, there’s no need to hire and train full-time employees only to have the burden of their salaries on the books when it gets slow.

At the end of each week, clients have the ability to either “opt-in” if they like the service or “opt-out” and we’ll see you on the next one!

Project Buddy will have the ability to do one or all of their jobs. The company is poised to disrupt the residential construction industry by helping smaller companies with growth, and larger companies with quality control. The price is $497/week for most projects, cheaper than the cost of a laborer sweeping up the site!

Why Use Them?

  1. Lost Time = Lost Money
  2. Cloud-based Software = Transparency, 24/7 access from any device.
  3. Organize contractor = Get’s the Job Done on time and on-budget!
  4. Weekly contracts = No Big Commitment
  5. One low rate for any size project (single-family or multi-family)

Project Buddy has launched in Los Angeles and the San Francisco Bay area with expansion to other major cities in the U.S. later in the year.

Preferred Partners:

  • Contractors/Developers – Instead of carrying a payroll employee as a superintendent, we can replace that cost, and we have no problem with working for 1 week..
  • Real Estate Agents – You know all of the Wholesalers, Flippers and Homeowners doing remodels, refer our service and receive a $497 referral for each.
  • Architects – You work with homeowners and flippers too, with our service, you can monitor the project remotely and not get left out of the circle. Refer our service and receive a $497 referral for each.
  • Hard Money LendersCLOSE MORE LOANS. We can act as a 3rd party service provider that can be financed and used as a kind of “insurance policy” Lenders can require their borrowers to use Project Buddy, and they’ll always know what’s going on with the project! Two words – Accountability Partner. Protect their loans. Fewer foreclosures will increase bottom-line. No COST to the Lender – You can build it into the loan (its a cost of doing business)
  • Owner Builders – You want someone to babysit the work-site, and you don’t want the job?
  • We’ll help week-to-week until you don’t need us anymore! You can see all the progress on your smartphone or preferred device, and read the notes left by the Buddy. Perfect Communication!

Book us for one job, for one week and you will quickly see how easy and smooth your job/s will run.

Find out more about our services TODAY www.projectbuddyservices.com

Or Call Greg Direct – 323-632-3279

Nationwide Private Bridge Loans Available


  • Quick Close options 1-2 weeks possible.
  • Funds for Improvements – Cashout for Investments OK!
  • Business Purpose use for Funds OK.
  • Bank Turndowns are OK
  • Bankruptcy is OK
  • No Docs
  • 12-24 months No-Prepay
  • Owner Occupied is OK – up to 5 yrs Fixed
  • Long-term hold loans for good credit & low rates (4%-7%)
  • Luxury Loans to $15,000,000
  • Interest reserves & Closing costs can be included in the loan if you have the equity for Fix and Flip only.
  • Refinance and Purchase loans Available
  • No Credit, No Doc, No Verified income for Foreign Nationals, living abroad is OK
  • No Tax Returns, Non-Warrantable Condo’s are OK
  • 30 yr fixed options are available
  • Stated Loans Available
  • No Source / Seasoning needed for loan approval
  • Cross Collateral structure funding with existing properties in portfolio
  • Current Renovation in Progress is OK.
  • Construction to Permanent is OK
  • Multi-Family, Commercial loans OK
  • Nationwide Lending, Case-by-Case Decisions based on complete scenario!

Leave Your Loan Request Inquiry Below Today!

New Private Loan Options Available! Low as 7.99%


Private-Money

After reaching out to the lending community, I’ve been getting some great feedback.

There is HOPE for us investors who fix and flip & buy/hold.

Private lenders who will consider loans with these terms:

 

Pricing: Purchase / Refinance

Clients looking to purchase or refi investment property? We’ve got programs for that!

  • 7.99% at 50% LTV
  • 8.99% at 65% LTV
  • 9.99% at 70% LTV
  • 10.25% at 75% Miami-Commercial-Hard-Money-Lenders.
  • Max Term: 24 Months
  • Min FICO 600
  • Max Loan Amount: $1,500,000
  • 3 Points or Min Fee of $3,500

    Rehab Program

    • 70% of Purchase Price
    • 100% of Rehab Cost
    • Term: 12 months
    • Min FICO: 700

*No Prepayment Penalties
*No Income Qualification
*Excellent Customer Service

Construction  Program

Construction-Loan-Easily75% of Construction Cost

Term: 12 months

Min FICO: 680

 

 

 

Apartment Financing

Loan Amounts- Up to $1.5M

Use our apartment financing to:1300 apartment building construction hard money loan
1. Fix Up
2. 1031 Exchange
3. Buy Other Investment Property

Close in 7-10 days

 

Alt-A Financing

This is a great option for the Self Employed borrower!

Using 24 months bank statements to qualify, They will go down to 500 Fico.

The rates can be around 7%-8% for 1-4 units residential or commercial. 90% LTV.

You must have strong assets for this program.

Buy, Fix & Flip 100% Financing Special

This lender will lend in CA & AZ

They don’t care about bankruptcies, foreclosures or short sales on your credit!

Product Highlights:

100% Financing Buy, Fix & Flip

38da2fbLoan Amount $75K to $1MM (above $1M on case by case basis)

Loan Terms: 6 to 36 months

Rates: 9% to 15% interest only

Origination Fee: 4% to 6%

First Lien Position ONLY

Minimum Credit Score 620

Property Type: SFR, Condos, Town homes, 2-4 Units

Property Value Established through Broker Price Opinion (BPO)

Documentations Needed:

Heavy check mark Last 2 years Tax Returns

Heavy check mark 3 Most Recent Months Bank statements

Heavy check mark LLC or Corporation Documentations

Heavy check mark Purchase Contract

Heavy check mark Interior & Exterior Photos of property

Heavy check mark Estimate of Repairs

Nationwide Fix and Flip Loans!

Property acquisition requires 35% down payment

$30,000 Minimum

Single Family or  1-4 Multi-family

Refinance loans require 50% owner equity in property

Rates for both programs 15%-18%images

Terms are 6 Month@ 15% / 36Month@ 18% / 60 Month@ 18%

Closing Fee $700

States We Currently Serve: 34 States

AL, AR, CO, CT, FL, GA, IA, IL, IN, KY, LA, MD, ME, MI, MO, MS, MT, NC, NH, NJ, NM, NY, OH, OK, PA, SC, TN, TX, UT, VA, WA, WI, WV, WY

States we do NOT lend in: 16 States+ DC

AK, AZ, CA, DE, HI, ID, KS, MA, MN, NE, NV, ND, OR, RI, SD, VT and DC

City and County Restrictions:

IL- Cook County Including Chicago

MI- Detroit, Flint

OH- Cuyahoga County including Cleveland