Sell Your Real Estate-Backed Note Today!


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If you have a privately owned, real estate backed note (non-performing or performing) that you want to SELL, please contact me ASAP!

Working with investors making offers on notes I am direct to, and they are looking for more! Residential, Commercial, single note for $150MM Portfolio, Nationwide, They will make an offer on any note with no obligation or expectation! Family business operating for 25 years..

Both Fixed Rates or ARMs such as performing Residential loans and SBA 7a loans, FSA’s, HCEM’s and USDA’s). They accept seasoned loans.


They still look for Residential and Commercial Sub-Prime loans and various credit quality loans that are performing, non-performing or sub-performing and REO (Real Estate Owned) or Deed in Lieu properties NATIONWIDE.


SFR, Condominiums, Duplexes, Multi Family, Strip Centers, Offices, Warehouses, Churches and more are desired.


They still look for Agency and Non-Agency quality loans either servicing released or servicing retained..


Additionally, they also have an interest in REO Class A/B industrial warehouses in key markets in the US and Mexico…

Contact me if you are selling your note(s)

Greg@FixandFlippers.com / 858-386-0949

Direct to Owner Multi-Family & Development Opportunities in Georgia and Florida


 Georgia Multifamily – 159 units, 97% Occupied with stable 
operations in a growing market and plenty of upside through future rent growth and value-added improvements.  Attractive assumable in-place debt allows for easy/quick transaction. Price $6.15M 

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Florida Multifamily – 328 units, 96% Occupied with stable 
operations in a fast growing market. Active value-add strategy in-place and successfully growing rents with 16% bumps.  Attractive assumable in-place debt allows for easy/quick transaction. $27M 

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Florida Oceanfront Development – A rare full block of Oceanfront land ENTITLED for absolute last chance to build Hotel/Condo project in the entire area. A One-of-a-Kind opportunity.  Seeking visionary developer for JV or outright sale for quite possibly the rarest hotel site in the Southeast.

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Florida Waterfront Development – A rare Intracoastal site with 
APPROVED PUD for Multifamily, Condo, Hotel, Commercial, Retail and Marina. Granted 144′ Height entitlements.  A One-of-a-Kind opportunity.  Seeking visionary developer for JV or outright sale. 
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Southeast Multifamily – 10 property portfolio, 1,400 units, B/C 
class with stable operations in a growing market with lots of upside. Joint Venture opportunity. Price $43.5M ONLY need $17M with terms, Atlanta,Jacksonville, Pensacola Florida areas; 
Properties are located close to each other, easy management. 
Qualified Principals Only Please.
Greg@FixandFlippers.com | 858-386-0949

Off-Market 15 Single family home Portfolio in Kansas for Sale!


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Off-Market Portfolio 15 Homes for $3M

Fully Rented

3-4 bedrooms, garages, Property values between – $162K-$225K
Rents between $1050-$1600

The Seller has agreed to CARRY $500k, The buyer must bring $300k to close with a lender that has agreed to make the loan for 75% LTV @ 4.75%.

Serious Only
Greg@fixandflippers.com – 858-386-0949

Private Funds Available for Fix and Flip Projects in Los Angeles


Projects that involve Acquisition + Rehab (or tear-down) can be financed using many different private-loan structures. Qualifications are heavily based on experience of principals, their personal financial statement(s) and location/marketability of the subject property in mind.

With 10-20% of total project cost, we can get your project financed, this could be in the form of: Seller-carry (2nd position), Cross-Collateral in real property with equity, or Cash.

Private Lenders will fund deals in select markets, on a case-by-case basis. Residential, Owner-Occupied and Non-Owner Occupied, Commercial, Purchase Refinance, Rate/Term & Cashout.

Email or Call me or Reply Below

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Greg Wilson – Greg@FixandFlippers.com – 858-386-0949

Fix and Flip Lending in all 50 States


Nationwide Direct Lending

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Working with a new lender who has funds to invest.

  • Loan Amounts: $100,000-$1.25M
  • 1st Mortgage Only
  • 12 months with option to Extend
  • 4 pts.
  • 11%-14%
  • Loan-to-Value – Up to 75% of After-Repair Value
  • Short term interest only loans to experienced speculators, investors and home builders
  • Acquisition and rehab funds for 1-4 family residential properties for the purpose of rehab and resale.
  • Direct, Private Lender
  • They make loans in every state, underwrite and fund in-house
  • Primary factors for loan qualification are the value of the subject property and the borrower’s prior history with fix and flips.
  • They run a credit report, but no minimum fico requirement, they do not require tax returns or tax verifications
  • Seasoned Investors preferred
  • Up to 90% Acquisition Funds & 100% Rehab Funds
  • No W2’s or Pre-Payment Penalties
  • 65% Cash-out Refinance

Contact me today to get started.

Greg@fixandflippers.com

No Doc & Low Doc Loans for Investors Nationwide


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No Doc Loans

Asset based lending in: AL, CT, FL, GA*, IL*, IN, LA, MD, MI*, MO, MS, NC, NJ, NY, OH*, OK, PA, SC,
TN, TX, VA*, WI

** AR, CO, IA, KY, ME, MT, NH, NM, UT, WA, WV, WY**
OH* Not in Cuyahoga County.
MI* Not in Detroit, Flint.
IL* Not in Cook County.
GA* VA* Closing in Entity Only- LLC/Partnership/Corporation/Non-Profit
** MUST BE IN MSA- lookup here http://www.zip-info.com/cgi-local/zipsrch.exe

3 Options

Max Loan – $1M

1.) FLIP ONLY 12-month Interest Only – 12%-13% 4-5 pts

Max LTV – Experienced – 75% purchase, 70% refi, Inexperienced – 75% purchase, 65% refi

Closing Fee – $1,000

Min Loan for Purchase – $38k, $46k for Refi

No Pre-Pay Penalty

2.) Flip or Rent 36 months, 10-year amortization – 13% – 14% 5-6 pts

Max LTV – Experienced – 75% purchase, 70% refi, Inexperienced – 75% purchase, 65% refi

Closing Fee – $1,000

Min Loan for Purchase – $34K, $46k for Refi

No Pre-Pay Penalty

3.) Rent Only 36 months, 30-year amortization – 12%-13% 5-6 pts

Max LTV – Experienced – 75% purchase, 70% refi, Inexperienced – 75% purchase, 65% refi

Closing Fee – $1,000

Min Loan $80k (based on appraisal) for purchase or refinance

There is a Pre-Pay Penalty

630 fico is minimum

Low Doc Loan

Purchase, Refinance, Rate & Term, Cash-out

Min loan amount — $45k

Min Property value – $60k

Prepayment Penalty – 5% stepping down 1% each year

Eligible Borrowers: US Citizens, Permanent Resident Aliens

Borrower must have liquid 1 month reserves for leased properties, 3 months of liquid reserves if property is not currently leased. Proof of the down-payment is required.

Asset Verification: most recent tax return, retirement account value reduced by 50%, stock, bond and mutual funds value reduce by 30%.

Appraisal Requirements: All loans require appraisal, and will cost between $385-$425

Loan Type:

7/1 LIBOR ARM

30-Year Term

Index: 12-month LIBOR

Credit Requirements: Min Fico of 630

We need a copy of a tri-merge or will need to pull one. Need minimum 24 months of credit history, No bankruptcies past 4 years, No foreclosures, Short Sales, or Deed in Lieu in past 3 years

Must have minimum 3 active trade lines per borrower in last 24 months

Borrower will need to escrow 12 months for hazard insurance, and 2-3 months for impounds, 3 months for taxes.

Rates – Between 7.5% – 9.1%

Title can be in LLC name

Closing in under 17 days

Contact me Via email – Greg@FixandFlippers.com

Unique loans for Owner Occupied & Investor Borrowers in Southern Cal


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I’m working with a new lender who is willing to make loans for a very limited time. These are Southern California Loans:

 Here are some highlights below:

  • 60% DTI Owner Occ/ NO DTI on Investment Prop.
  • Investment/Primary properties to 75% LTV
  • Foreign National to 70% LTV
  • Qualify with Interest Only on Non Prime up to 75%LTV
  • 5/1ARM, 7/1 ARM, 10/1 ARM, INTEREST ONLY
  • Cross Collateralization- Asset Depletion -NO PREPAY
  • LOW FICO SCORES ARE – OK –  
  • Credit events accepted (FC,SS,BK)
  • ALL RATES –- 5.49% – 7.99% I/O
  • ALL Products – 30yr. Amortizing  5/1, 7/1, 10/1 ARMS

   NICHE’S

  • BANK STATEMENTSLLC. Corp. BUSINESS or PERSONAL
  • $500,000 MIN to $10,000,000 MAX
  • LOW FICO’S on JUMBO/SUPER JUMBO LOANS
  • NO LIMIT ON CASH-OUT amount
  • NO SEASONING on the right deals
  • NO SEASONING on CREDIT EVENTS, BK, FC & Short Sale
  • Less than 2 years SELF EMPLOYED & NEW SELF EMPLOYED
  • In House/Manual UW for ALL Loans
  • Residential Loans Only, SFR, condos, 1-4 units
  • Products: 70% – 75% LTV -up to –10 Million-
  • 5.49% to 7.49% –  5 year Interest Only Loans
  • No Pre Payment Penalties

TOP REASONS & YOUR ADVANTAGE

  • Timing (Fast Closing)
  • Human “Make Sense” underwriting 
  • High DTI (I’ve done deals at 140 DTI, with traditional calculations*)
  • Lend to a corporation
  • Hard Money type lending guidelines with Alt A rates. 
  • Interest Only option available

Blumenthal Residence, Sunset Plaza

  Their MISSION

  • Serve a misunderstood Jumbo & Super Jumbo market
  • Fund “Make Sense” loans when Traditional channels will not.
  • Understand & Listen to our clients story with an unbiased Human Approach.
  • MAKE EXCEPTIONS based on COMPENSATING FACTORS AND ACTUALLY FUND DEALS BECAUSE THEY MAKE SENSE 

Unsecured Lines of Credit for Small Business Owners


Providing entrepreneurs with flexible funding needed to succeed
We can get you funding fast by leveraging the strength of your personal credit. Our in depth understanding of small business lending means we can provide lines of credit to new and growing businesses in as fast as 2 weeks.

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About Our Credit Lines
• Grow your business with up to $200,000
• Flexible, only pay interest on funds you use
• Will not hurt your personal credit
• Easier to qualify for than normal loans
• Start fast, don’t miss opportunities
• Approvals in 2 business days
• Funding as fast as 10 business days
• Enjoy introductory rates as low as 0%

 

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Common Uses
• Start a new business
• Market to new clients
• Acquiring new equipment or supplies
• Build a website, start online marketing
• Create great new products or services!

For our Unsecured Business Finance program it is an all-inclusive program consisting of obtaining the funding, building the credit profile for the business, and long-term consulting aspects for the client.  The consulting cost is normally 9.9% of the credit raised and its a one time fee.  Our clients use the business funding to pay for the program and this is done at the completion of the process.

For example:

Client obtains $100,000 of unsecured business credit.  The client is invoiced at 9.9% of the credit raised.  This would equate to a $9.900 invoice.

Call or Inquire to Get Started!

858-386-0949 | greg@fixandflippers.com

EMD Funding Rolling out to all 50 States!


Update on EMD Funding Program!

Due to great success, the investors have decided to officially roll out the EMD Funding program to all 50 States.

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  1. Risk free as they can make it.
  2. The investors do not charge any upfront fees for processing, etc. If the escrow falls through, you owe them nothing. (They just get their EMD funds back and hope to make money together on a future deal.) Their markups usually amount to a very small percentage of the EMD requester’s overall profit; you keep the vast majority of your hard-earned profits in your pocket.
  1. The earnest money deposit (EMD) funds can never be allowed to go hard (nonrefundable) during escrow; they must stay soft the entire time. After all, the “D” in EMD stands for DEPOSIT; those funds are not a down payment. However, some sellers, realtors and investors mix up the two. The job of the EMD fund requester (the buyer) is to bring in exit strategy monies (purchase price, down payment, rehab, etc.), by close of escrow, thereby removing any monetary incentive for the seller to want to try to keep/hold onto the EMD monies.

Here is why it is so important that EMD funds stay soft until escrow closes:

Should escrow fall through for any reason (buyer’s fault, seller’s fault, nobody’s fault), and the EMD has already gone hard, some sellers  are tempted to try to keep the earnest money deposit monies as their own. The investors could lose the EMD funds they put up for you; that is not a risk they are willing to take.

  1. 1% EMD is the norm (say $5,000 on a $500,000 purchase price). Yet some sellers demand 2%, 5%, 10% or more. NOTE: Anything above 1%, may mean you have to pay higher markups.

Analysis: Whether EMD money goes hard or stays soft, and/or whether the EMD percentage is 1% or 10%, the seller receives exactly the same amount of money at close of escrow. That is why soft vs. hard and EMDs higher than 1% should be and usually are non-issues to most sellers once the reality of the situation has been properly explained to them. Besides that, without realizing it, sellers who put up these types of artificially high barriers often cost themselves valuable bidders for their property.

More Analysis: Most of the fixers/flippers/rehabbers we work with try to buy Off-Market (OM) properties (not retail MLS-listed); they are seeking property owners who are Distressed, Motivated, and Flexible (DMF) and NEED to sell their property right away. What you will usually find when dealing with most DMF/OMs is that the vast majority simply do not have the luxury of time to dwell on whether the $3000 EMD (on the $300,000 property they are trying to get rid of) stays soft or not. They should be and usually are focused on the getting the $300k in their pocket and moving on, ASAP. In fact, it has been their experience over the years that sellers who concentrate almost solely on finding ways to keep the EMD money may not actually be Distressed, Motivated, and Flexible sellers after all—and maybe you need to find another seller to work with.

  1. The investors are (second line) co-buyers on all EMD deals; that means we get a full flow of all paperwork during escrow, control contingencies right along with you, etc. The investors have no desire to own the property or create an undue burden; they just want their EMD monies protected during escrow and being a co-buyer (sort of like a temporary partner) provides us that protection without harming the buyer or the seller. Once escrow closes, they are no longer involved with the property.
  2. EMD money is available for up to a 30 day escrow; that can be extended, but only on a case by case basis.

  3. Make sure the seller is OK with the above; none of it is designed to be harmful to either the seller—or the buyer for that matter. The provisions in the Agreement are simply there to protect our EMD investment capital.

  4. What comes next: Please completely fill out the Processing App.

  5. Once investor receive the Processing App, they try to provide a tentative green light (if it is justified) within 24 hours—often less.

  6. If interested please contact me.

 

Hollywood Hills Development Project Available


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2131 Kress Street Los Angeles. CA 90046
This is a vacant lot project that a builder I know decided not to move forward with.
They demolished the small house that was on the site but ran into a snag with their permits, now they’re 6-9 months away from approval. Could also consider a J/V with $650K down towards a new loan. They have plans to build a 3,100 sq.ft home with appraisal in-hand dated 6/9/16 ARV – $3.4M, Rehab Budget – $571k
 
They are letting it go around $1.7M
I live down the street, its a great private street, off Sunset/Laurel Canyon.
Great Hollywood Hills location, affluent, exclusive area.
I took the pics recently.
I can show you the site anytime.
We can provide financing with 10-20% down-payment. Inquire about Private Funding for your other projects! Foreign buyers OK! Low Fico OK!, 1st Time Investor OK!, Credit Problems OK! Unique Situation (but have income to make the loan payments and down-payment) OK! Residential = ARV Lending, Commercial= Creative Structure for well qualified principals. Refi & Purchase groups/portfolios of rental properties nationwide.
Strong terms for CA loans. Largest loans for ARV fix and flip scenarios. Tear down OK!
Fast Bridge Loans to close transactions with quick cash funding 2-5 day funding.
If you want to put your funds to work, we can introduce you to a few opportunities to get your feet wet and build a relationship with one of the principals I work with. They are offering lenders 20%+ ROI within 6-12 months.
Primary Markets: Los Angeles, San Diego, Orange, Sacramento, SF
Call Greg – 858.386.0949 | greg@fixandflippers.com

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