2019 Private Funding Programs for Investors.


Contact me below for inquiries

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New Unsecured Funding Programs, Just in Time for the Holidays!


We have multiple unsecured funding options available:

Program #1

I’ve had success getting people credit cards and credit lines in excess of $180K in 10-15 days. these come in various amounts from $1000-$50,000, can come in cards, credit lines or hard checks mailed to your home to be deposited in your bank account! Some intro rates are 0% APR for 12 months to incentivize you to use the cards, some start off at 26%+. We don’t ask for financials, bank statements, tax returns or proof of income!

Minimum loan is $30,000, max is around $300,000.

Customers have used these funds for real estate purchases, commercial properties, down-payment, EMD, reserves, etc.

We also have our own credit card processor to facilitate the liquidation of credit lines/cards.

We also have “Equifax” only financing, if that score is 680+, we’ll use it.

No business plan is needed!

Prior bankruptcy must be over 5 years, no open collections.

Can’t use CPN’s for these loans.

Program #2 – Business must have 2 years operation, must own real estate, they can give a 2nd or 3rd mortgage, 10-21 days – Have to have cash flow, Above 500 Fico.

Program #3 – Must have good credit w/Biz tax returns – 680+ fico, have Profit & loss, 6 months bank statements, 2 years personal statements, up to $1M in revolving or term funding. No upfront fees, no underwriting fees, back-end points.

Program #4 Must have a good corp, in good standing with history &  stellar credit, but no tax returns, but servicing $500k in debt currently (strong credit profile) there is a 37 point checklist which checks for registrations, database entries, etc. which we can consult on.

Need 740 Fico, This is a stated assets and stated income program. Takes 21-60 days to complete the 1st round of funding. 1st round is $150k-$250k

Visit www.GetUnsecured.com TODAY to get started!

 

Fico Based Unsecured Funding – Up to $200,000 in 10 days! No upfront fees! No Risk


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FUNDING HIGHLIGHTS:
  • Up to $200,000 in Revolving Lines of Credit with only a one-time success fee
  • Fund in 7-10 Business Days
  • No Income Documentation required
  • No Verification of Employment
  • 100% Unsecured
  • No home or assets required
  • We have “Equifax Only” funding Option (Often the (3) credit scores can differ greatly, if the Equifax score is higher, then the emphasis is placed on that one.
  • No business plan necessary
 
QUALIFICATIONS FOR FUNDING:
  • 680 or below in some cases
  • Revolving balances below 60% of credit limit
  • At least 4 “open” & “seasoned” primary tradelines
  • No more than 4 inquiries per bureau last 90 days
  • Prior BK must be over 5 years
 
OUR FEES:
  • NO Upfront Fees
  • Back end success fee AFTER FUNDING 15%
  • Direct Funding Platform
An example of fee schedule: would be $200,000 x 15% = $30,000 out of the backend funding
To achieve desired amount it can be one loan or multiple loans. But more likely multiple banks. Perfect for creating capital for Earnest Money Deposits (EMD) or used as GAP Funding for Hard Money loans! 
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Credit Monitoring Login Info Required: If you do not currently have a credit monitoring service you must sign up with CreditCheckTotal.com or IdentityIQ for $17.95 in order to submit for pre-qualification evaluation.

This is the only info needed:

  • First & Last Name:
  • Email Address
  • What is your current credit monitoring service?
  • Credit Monitoring Login Username (may be given over phone):
  • Credit Monitoring Login Password (may be given over phone)
  • Last four digits of SS#
  • (may be given over phone)
  • Equifax Credit Score
  • Transunion Credit Score
  • Experian Credit Score
  • TOTAL LOAN AMOUNT DESIRED:
  • Primary Phone Number
  • Military Affiliation
  • Are you currently working with other funding sources at this time??

Contact Me Direct: Greg@FixandFlippers.com or Inquire Below!

Unsecured Lines of Credit for Small Business Owners


Providing entrepreneurs with flexible funding needed to succeed
We can get you funding fast by leveraging the strength of your personal credit. Our in depth understanding of small business lending means we can provide lines of credit to new and growing businesses in as fast as 2 weeks.

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About Our Credit Lines
• Grow your business with up to $200,000
• Flexible, only pay interest on funds you use
• Will not hurt your personal credit
• Easier to qualify for than normal loans
• Start fast, don’t miss opportunities
• Approvals in 2 business days
• Funding as fast as 10 business days
• Enjoy introductory rates as low as 0%

 

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Common Uses
• Start a new business
• Market to new clients
• Acquiring new equipment or supplies
• Build a website, start online marketing
• Create great new products or services!

For our Unsecured Business Finance program it is an all-inclusive program consisting of obtaining the funding, building the credit profile for the business, and long-term consulting aspects for the client.  The consulting cost is normally 9.9% of the credit raised and its a one time fee.  Our clients use the business funding to pay for the program and this is done at the completion of the process.

For example:

Client obtains $100,000 of unsecured business credit.  The client is invoiced at 9.9% of the credit raised.  This would equate to a $9.900 invoice.

Call or Inquire to Get Started!

858-386-0949 | greg@fixandflippers.com

Business Funding & Gap Funds for Investors


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As a consultant, I often hear of the “growing pains” business-people suffer when attempting to scale up their businesses.
I tend to work with a lot of real estate investors to raise capital for their businesses.  Working capital allows them to have funds for marketing, expenses, and fills in the gaps from hard money.  Their funding range is typically from $50k -$150k.
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I partnered with a company that helps business owners secure unsecured business lines of credit .  The credit lines are based on personal credit, however, the lenders we work with ONLY report to the business credit bureaus (Dunn & Bradstreet, Corporate Experian, and Equifax Commercial).  This is advantageous to the business owner in three ways:
1. You are establishing business relationships with quality lenders.
2. You are building your business credit profile.
3. Even if the lines are maxed out, it will not affect the business owners personal credit.  

Other Aspects of the Program:

Requirements:
1. Must have a business entity registered with the state (s-corp, c-corp, or LLC)
2. Must have a personal credit score of 680 or Higher or the option of using a credit partner (Lower scores can be use on a case-by-case basis)

Features and Benefits:

1. 0% interest for the first 6-12 months.
2.  NO Upfront fees or costs.
3.  Approval decision within 7-15 business days.
4. Complimentary consultation and business analysis.
5. NO income verification,
6. No collateral required.
7. Credit lines are unsecured.
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They do not charge any up front fee’s to clients.  They are a success based company.  After the client receives funding they charge a one time fee of 8% of the amount raised for the client.
If they do not get funding completed, they don’t get paid!

Contact Me To Get Started!

New Funding Sources Available!


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Revenue Loans

Loans given to existing businesses, primarily based on the cash flow of the business.

Clients typically obtain a loan equivalent to approximately 1 months income.

Requirements: Personal credit score cannot be below 550. Client must not have too many NSF’s in business bank account,

must have at least 5 monthly deposits and maintain a balance.

Price – No cost, included in funding

Retirement Finance

A suite of products for people who have money saved in retirement accounts (401k, IRA, etc).

These programs allow people to use these funds for business or investing purposes without the tax penalties.

Requirements: Typically must have at least $35k saved in an eligible retirement account, however we do recommend that you send anyone interested in not matter what their retirement assets amount to. This program contains up front fees.

Price – $5,495

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Unsecured Credit

Business credit cards, in the business name and they do not show up on the personal credit of the guarantor.

Can be done using a business partners credit if the main business owner does not qualify.

Requirements: Excellent personal credit (700+ FICO). No business requirements but if the existing business has bad credit we must create a new business entity

Equipment Leasing

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Clients obtain equipment leases. Works for a broad variety of equipment,

and even potentially can go towards a store remodel.

Requirements: This program is very lenient. It requires either good personal credit, good business history, or collateral.

Must be for approved equipment.

Self Direct Finance

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Requirements:Typically must have at least $35k saved in an eligible retirement account. This program contains up front fees.

Price – $3,995 for SD-IRA

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CrowdFunding

Clients obtain funding through crowdfunding websites such as kickstarter.com.

The best benefit of this program is that you do not have to pay back the money you receive from your investors.

Requirements: You must be willing to publicly discuss your business, and be able to create rewards or compensation for your investors.

This program contains up front expenses.

Fees Varies

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SBA Loans

A low interest loan from a bank or a non bank lender with some collateral provided in the form of a government guarantee. Ranges from $300k to $5mm. Typically 5 to 7 year loans from 6% to 7% interest.

Requirements: Must have good business history and cash flow, good biz-owner credit, and some down payment and good collateral.

Only acceptable starts are franchises on the SBA approved list.

6% interest

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Term Loans

A 3 year loan at 10.99% interest. Ranges from $50k to $500k

Requirements: Good personal and business credit (if any). Good cash flow required (projections for franchise startups).

Good household income helps. Collateral helps, though not required.

Personal Credit

Personal credit cards, or possibly loans or lines of credit (based on qualifications).

Funding amounts are aggregate totals obtained from multiple banks

Requirements: At least 680+ FICO score on all bureaus plus income documentation

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Merchant Accounts

0% processing merchant accounts. Cheapest merchant account in the industry, only available through our program!

Requirements: Clients refer other clients for discounted rate, thus this creates the opportunity to earn commissions from an ever growing group of clients

Works for almost any industry or situation. Most companies save from 25% to 50% on their monthly fees.

Inquire Below!