We work with strong commercial lenders, they are nationwide direct non-bank lenders. They provide Transactional loans, they are one of the few SBA Preferred Lender and they specialize in owner-occupied properties.
Some of the deals they’ve funded are:
Atlanta Office Building
Office Building in Atlanta the loan was submitted on a Wednesday, and they had approval by Friday. They sent docs out the following Thursday to meet the close of escrow. This was a 65% LTV Conventional loan of $2,080,000
They rose to the occasion with a lucky teacher in GA, funding a childcare facility using an SBA 7A loan with a high LTV (87.5) in a rural setting and startup business! They had other obstacles but persisted with creative financing and some additional collateral, they were able to close!
Industrial building funding
With an Industrial auto service bank turn-down that was submitted on the 16th for approval; by the 27th they used a SBA 504 loan and a combo 1st Trust deed and Bridge loan totaling over $3.3M. They closed this 90% LTV loan in Los Angeles in 2 weeks.
Fast Food Funding
Even after several lending institutions passed, because there were very minimal industry ownership/management experience, they were able to fund a fast-food purchase with a 2 loan combo for over $550,000 in CA.
Construction Company Funded
Our partners pleased their Construction company borrower after performing on a previous loan, they received the opportunity to fund a refinance of an existing asset, the borrower had issues and were declined by 3 other banks, the current loan had matured, and the borrower needed a 6 figure cash-out for working capital, they obtained a 60% LTV conventional loan for $600k cash-out.
SBA 7a Loan Funding in North Carolina
They provided a $1.1M cash-out on an office condo in NC for a borrower to pay their taxes to be eligible for an SBA 7a loan to refinance a second building with working capital.
Office Funding in Florida
They were able to beat out a local bank for the business of a top operator who purchased an office in Florida for $300,000 at 85% LTV.
Retail Funding in San Francisco
Creatively speaking, our partners think outside the box and know the markets, they financed the purchase of a mixed-use retail and residential property that penciled out and had aggressive projections, at 80% LTV they made a loan over $1.3M in 32 days in San Francisco.
Hotel Purchase in Colorado
A hotel purchase in Colorado with a 2 loan combo, and over $4M in creative financing, the change in hotel flag due to change in ownership was an issue for some banks but my partners closed it up!
Multi-Tenant Refinance in Los Angeles
In Los Angeles, I was happy when they performed great on a private money loan funded a multi-tenant refinance, taking the owner out of a high-interest loan to a low-interest conventional loan at 65% LTV.
Closed Despite Bankruptcy, Lien & Judgements
They were able to defeat multiple obstacles with a client that included: 2 operating companies, multiple affiliate businesses, inconsistent cash-flow, and a history that included a bankruptcy, multiple state lien & judgements for over $1.6M.
Expansion Funds for a Construction Company
They helped an established contractor of 32 years fund an expansion for their business for over $850k, based on projections.
Cannabis & Hemp Funding
If you have the experience, cash reserves and good to great credit, we can look at Cannabis and Hemp financing requests.